The Punjab government has introduced a major opportunity for students and young professionals through the Maryam Nawaz Loan Scheme 2026. This initiative is designed to remove financial barriers and help youth move forward in education, overseas careers, and entrepreneurship.
With rising education and startup costs, this scheme comes as timely relief. It offers interest-free loans, digital support, and business financing under one umbrella.
Let’s break down what’s included and how you can benefit.
What is Maryam Nawaz Loan Scheme 2026?
The Maryam Nawaz Loan Scheme is a youth empowerment program launched under the Punjab government to support:
Higher education
Overseas opportunities
Digital access
New business startups
The initiative mainly includes:
Parwaaz Card (Education & Overseas Loan)
Laptop Scheme Phase-II
Asaan Karobar Finance
Together, these programs aim to equip Punjab’s youth with financial strength and modern tools.
CM Punjab Parwaaz Card – Interest-Free Loan Up to Rs 20 Lakh
This is the flagship part of the Maryam Nawaz Loan Scheme.
Key Benefits
Interest-free loan up to Rs 2,000,000
Supports:
Tuition fees
Visa expenses
Airfare
Medical tests
It is ideal for:
Students admitted abroad
Skilled individuals securing overseas jobs
This loan removes one of the biggest hurdles — upfront expenses.
Applications for 2026 opened in January and closed on January 28, 2026.
Laptop Scheme Phase-II – Digital Support for Students
While not a loan, this program strengthens the Maryam Nawaz Loan Scheme by improving digital access.
Who Can Apply?
Students enrolled in:
BS
MS / MPhil
Medical
Dental
Nursing
Requirements:
Enrolled in 1st or 2nd semester
65% marks for BS students
80% for Medical/Dental students
Latest update: Deadline extended to February 28, 2026.
This step supports modern learning and online growth.
Asaan Karobar Finance – Startup Loan for Youth
For aspiring entrepreneurs, this part of the Maryam Nawaz Loan Scheme offers a strong start.
Loan Details
Interest-free loan up to Rs 1,000,000
Age limit: 21 to 57 years
Perfect for:
Graduates
Skilled youth
First-time entrepreneurs
It encourages self-employment instead of job dependency.
How to Apply for Maryam Nawaz Loan Scheme
The application process is simple and fully online.
Step-by-Step Process
Visit the official portal of your chosen scheme
Register using CNIC and mobile number
Upload:
CNIC
Punjab domicile
Educational documents
Track status using CNIC through the portal
Applicants are advised to apply only through official government websites.
Why This Scheme Matters
The Maryam Nawaz Loan Scheme reflects Punjab’s shift toward youth-focused development.
Instead of traditional subsidies, it promotes:
Skill-building
Education access
Entrepreneurship
Global opportunities
This makes it one of the most impactful youth support initiatives in 2026.
FAQs
1. What is Maryam Nawaz Loan Scheme?
It is a Punjab government initiative offering interest-free loans for education and startups.
2. How much loan can I get?
Up to Rs 20 lakh under the Parwaaz Card.
3. Is the loan interest-free?
Yes, all major loans under this scheme are 0% interest.
4. Who can apply?
Students, graduates, and young entrepreneurs from Punjab.
5. How to apply?
Apply online through official Punjab government portals.
